How they describe themselves: MoBank has developed what is recognised to be amongst the fastest, easiest to use, and most secure systems for mobile commerce and money management with a product launch on the Apple iPhone in March 2009. MoBank is integrated with twenty major online banks and a similar number of top‐tier ecommerce retailers.

What they think makes them better: MoBank 'Convenient Transactions' aggregates the whole of the e-commerce web and presents content in a format which is simple-to-use and visually compelling on a smartphone. Our technologies (patent pending) make mobile payments and money management a sinch. In short, MoBank is leading the world in bringing impulsive consumers and relevant retailers together to play all along commerce's new frontier!

Executives: Stephen Townend (CEO), Dominic Keen (COO), Benjamin Carswell (CFO), David Rubin (General Manager, USA), Mel Hunter (Head of PR and Marketing), Steph Gregg (Head of Operations)

Investors: The University of Oxford, 15 private seed investors

Board Members: Andrew Greening, Chairman (Greenings International), Gavin Breeze (ex-CEO of DataCash PLC), Nigel Keen (Chairman of Laird Technologies PLC, Oxford Instruments PLC, Deltex PLC, Axis-Shield PLC), Stephen Townend (CEO of MoBank), Dominic Keen (COO of MoBank), Benjamin Carswell (CFO of MoBank)

Advisory Board Members: Stephen Moore (Motorola Ventures), Laurent Gampel (ex American Express), Ken Howes (Edgar Dunn and Company)

Customers: FTD, Domino's, Hallmark (plus a dozen other major ecommerce retailers).

Partnerships: Apple (iPhone); RIM (Blackberry); Google (Android); NTT; Agency Mobile; Barclaycard; Yodlee

Contacts: Biz Dev: David Rubin, General Manager, USA, david@mobank.co.uk, +44 7599 715469